Smart Condo
City Life to the Fullest
Highlight
- AXA will protect your condominium against all disasters, including: fire, lighting, explosion, water damages, earthquakes, and hail.
- Covers breakdown or accidental damages to electrical appliances
- Compensation for cost of temporary accommodations
- Covers others from harm and damages caused by bites or attacks from your dogs or cats
Go all-out on your next adventure with AXA Smart Condo watching your back - premium starts at just 7 baht per day.
Coverage
Main Coverage
1. All Risks Insurance for Property Insured1
1.1 Cover accident physical loss caused by fire, lightning, explosion, vehicle impact, aircraft, water damage (flood excluded), smoke, earthquake, windstorm, hail and accidental damage2
1.2 Fixed glass caused by fire, lightning, explosion, vehicle impact, aircraft or theft from building3
1.3 Cost of temporary accommodation (The building has to be covered)
2. Extension Special Clause (combination shall not exceed Total Sum Insured)
2.1 Electrical injury3
2.2 Burglary with forcible entry
2.3 Loss or damage to jewelry or gold in insured premises
2.4 Fire extinguishing expense
2.5 Debris removal
2.6 Professional fees for reconstruction
2.7 Contents during temporary removal
2.8 Cost of temporary protection
3. Money Insurance
Loss of money inside the insured premises arising from robbery or gang-robbery3
4. Personal Liability Insurance5
4.1 Loss of life, bodily injury, illness or health of third party and/or to property of third party
4.2 Extension special clause: Occupier's fire, explosion (excluding boiler explosion) and water damage (excluding flood) of which the insured is not the owner
4.3. Loss of life, bodily injury, illness or health of third party and/or to property of third party resulting from insured's cat or dog bite
Add-on Coverage
1. Loss of Life from Accident
Loss of life from accident arising from fire, robbery or gang-robbery within the insured premises
2. Workmen's Compensation Insurance for domestic servants
Workmen's compensation for medical or funeral expenses
3. Fixed Glass Insurance
From natural perils are earthquake, flood, windstorm, hail and/or accident
4. Cost of Bodily Injury or Death of Pet
Dog, cat or bird of the insured, arising out of fire, lightning, vehicle impact or earthquake within the insured premises
5. Loss or Damage to movable items in the insured premises
Movable items such as notebook, tablet, mobile phone, camera or video-recorder
6. Flood Damage4
Cover any damage to the insured premises caused by flood
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Terms & Condition
¹ Cover accidental physical loss by any cause that not specified or excluded under the policy.
² Deductible 2,000 Bath each and every loss for other accidents
³ Deductible 2,000 Bath each and every loss for every loss
⁴ Deductible 10% of Loss or Minimum 5,000 Baht for each and every loss which is higher
⁵ Protection cover the event under insured premises only.
This brochure is not a contract of insurance, all benefits and sum insured are subject to the policy terms, conditions and exclusion and to be limits indicated under the selected plan.
Remark: Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.
