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International Exclusive

Have your needs met with international healthcare and exclusive protection and service


  • Medical Expenses Covered up to THB 93 million
  • Choose Your Area of Cover in Asia or Worldwide
  • Immediate Protection on the First Day of Coverage
  • Cover for pre-existing conditions
  • Cover for Health Check-up and Vaccination
  • Worldwide Emergency Benefits Outside Area of Cover


AXA International Exclusive

Wherever you go in this world, you are always covered. AXA’s International Exclusive Health Insurance plan offers coverage for all your travels so you can be confident everywhere you go. International Exclusive covers both inpatient and outpatient for most medical, general practitioner, even specialist consultations.

We also have a network of medical care worldwide and are more than ready to provide you with 24-hour care, no matter how big the emergency. With this plan, you can get your medical bills paid directly, receive help from international emergency medical assistance and more.

Search our global medical network and connect to the care you need, when you need it
Frequently Asked Questions about Health Insurance Coverage on the Novel Coronavirus (COVID-19)
Health Insurance Claim Guideline on the Novel Coronavirus (COVID-19)


Table of Benefits: AXA International Exclusive


Table of Benefits Bronze Silver Gold Platinum

Maximum Limit per policy year

48 million

58 million

74 million

93 million

Hospitalization and Surgery

Room and Board for a Normal Room and an Intensive Care Unit

Miscellaneous Expenses during the Treatment in the Hospital

Day care Treatment or Procedures

Physician's Bedside Visit Fees

Surgeon’s Fees

Artificial Organs/Prosthetic Organs

Organ Transplantation Benefit

Parental Accommodation Expenses (per day)


Cash Benefit in case of No Claim Compensation (per day)




Pre and Post-hospitalization Benefit (within 90 days)



Medical Treatment without Hospital Confinement (Outpatient Treatment)

Physician's Fees

Computerized tomography, Magnetic Resonance Imaging (MRI), Positron Emission Tomography (PET) and Gait scan

Radiotherapy, or Chemotherapy received as an Outpatient under the supervision of a Physician

Chiropractic, Acupuncture, Homeopathy, Osteopathy and Physical Therapy


Treatment by Chinese Traditional Medicine (per visit, max 20 visits/year)


Health Check-up (waiting period 12 months)*


Pre-existing Conditions Benefit (waiting period 270 days)
  - 1st Year
  - 2nd Year
  - Subsequence year


Maintenance of Non Pre-existing Chronic Conditions arising after enrolment

Oral and Maxillofacial Surgery

Psychiatric Treatment




Dental Service due to an Accident

Prenatal and Postnatal Complications (waiting period 280 days)

Newborn Accommodation

Vaccination per year (waiting period 12 months)



Hospice and Palliative Care (waiting period 12 months) (lifetime limit)



Loss of life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech, or Permanent Disability from Accident (PA.2)


Emergency Treatment Outside Area of Cover (30 days per trip)

International Emergency Medical Assistance Service (IEMA)*

Additional Benefits

Maternity coverage (per year) (waiting period 280 days)*


Dental Care coverage (per year) Co-payment 20%*


Optical Care coverage (per year)*


Optional: Annual Deductible (apply to all plans)

☐ No Deductible
☐ THB 60,000
☐ THB 120,000
☐ THB 240,000

Terms and Conditions

1. Eligible for applicants aged between 15 days and not over 80 years old (Children under 18 years old must apply with at least one parent/legal guardian)
2. Renewable up to the age of 99 years old. Premium may be adjusted following the age increase.
3. Normal Room means Standard single room rate with lowest cost available room.
4. The policy will not cover any loss, injury, damage or legal liability arising directly or indirectly in the sanctioned countries declared by the United Nation (UN) or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America.
5. The Company reserves the right to decline insurance coverage for certain occupational groups

* Annual deductible does not apply to the benefit

Terms and conditions of coverage and underwriting as specified by AXA, the Insured should understand before making the decision.



If you are interested in our product or any further assistance, please click here or directly contact AXA Customer Service 02-118-8111

on Monday to Friday 8.30-18.30, Saturday 9.00-18.00 (Unavailable on Sunday and official holidays).