International Exclusive

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Highlight

A large number of hospitals and clinics nationwide
One of the highest levels of coverage on the market
Standard Cover Worldwide
Premium that’s highly stable
Policy Annual Limit per year up to 48,000,000 THB
The only plan that offers coverage for pre-existing conditions (Depending on the plan subscribed)
Lowest waiting period on the market in the case of pregnancy (only 280 days)
Prenatal and Postnatal Complications
Important health screening and vaccination
Cover for Radiotherapy, Chemotherapy, Kidney Dialysis
Coverage in emergencies outside Thailand
Hospice and Palliative Care
Cover all over Asia including Singapore, Hong Kong, China, Japan and India
You can get up to 25,000 THB tax deduction, depending rule on matters related to taxation upon the Revenue Department

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Wherever you go in this world, you are always covered. AXA’s International Exclusive Health Insurance plan offers coverage for all your travels so you can be confident everywhere you go. International Exclusive covers both inpatient and outpatient for most medical, general practitioner, even specialist consultations. We also have a network of medical care worldwide and are more than ready to provide you with 24-hour care, no matter how big the emergency. With this plan, you can get your medical bills paid directly, receive help from international emergency medical assistance and more.

Self-belief drives every journey. We’re here to help you go further.

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Coverage

AXA INTERNATIONAL EXCLUSIVE
Table of Benefits	Plan 1	Plan 2	Plan 3	Plan 4
Maximum Payable Limit (per year)⁽¹⁾	93million	74million	58million	48million
Area of Cover	Asia / Worldwide excluding USA / Worldwide (As per premium table)
Outside area of Cover	Emergency treatment only
Section 1: In-patient Hospitalization and Surgery
1.1 Room and Board for a Normal Room⁽²⁾ and an Intensive Care Unit	Single standard room
1.2 Miscellaneous Expenses during the Treatment in the Hospital	✔	✔	✔	✔
1.3 Day care Treatment or Procedures	✔	✔	✔	✔
1.4 Physician's Bedside Visit Fees	✔	✔	✔	✔
1.5 Surgeon’s Fees	✔	✔	✔	✔
1.6 Artificial Organs/Prosthetic Organs	✔	✔	✔	✔
1.7 Organ Transplantation Benefit	✔	✔	✔	✔
1.8 Parental Accommodation Expenses Max (per day)	4,800	4,800	4,800	4,800
1.9 Cash Benefit (per day)⁽³⁾	7,500	4,800	3,200	3,200
Section 2: Medical Treatment without Hospital Confinement (Outpatient Treatment)
2.1 Physician's Fees	✔	✔	✘	✘
2.2 Computerized tomography, Magnetic Resonance Imaging (MRI), Positron Emission Tomography (PET) and Gait scan	✔	✔	✔	✘
2.3 Radiotherapy, or Chemotherapy received as an Outpatient under the supervision of a Physician	✔	✔	✔	✔
2.4 Chiropractic, Acupuncture, Homeopathy, Osteopathy and Physical Therapy Max. (per year)	37,000	37,000	✘	✘
2.5 Treatment by Chinese Traditional Medicine
- Max. (per visit)	1,900	1,900	✘	✘
- Max. (per year)	20 visits	20 visits	✘	✘
Section 3: Health Check-up*
Max. (per year) (No deductible)	32,000 (Available after 12 months of insurance period)	✘	✘	✘
Section 4: Pre-existing Conditions Benefit Max. (per year)
- 1^st Year (per year)	75,000	75,000	✘	✘
- 2^nd Year (per year)	75,000	75,000	✘	✘
- Subsequence year (per year)	150,000 (Available after 270 days of insurance period)	150,000 (Available after 270 days of insurance period))	✘	✘
Section 5: Maintenance of Non Pre-existing Chronic Conditions arising after enrolment
Maintenance of Non Pre-existing Chronic Conditions arising after enrolment	✔	✔	✔	✔
Section 6: Oral and Maxillofacial Surgery
Oral and Maxillofacial Surgery	✔	✔	✔	✘
Section 7: Emergency Assistance Service*
Emergency Assistance Service	✔	✔	✔	✔
Section 8: Psychiatric Treatment
Psychiatric Treatment (per year)	250,000	150,000	100,000	✘
Section 9: Dental Service due to an Accident
Dental Service due to an Accident	✔	✔	✔	✔
Section 10: Prenatal and Postnatal Complications
Prenatal and Postnatal Complications	✔ (Available after 12 months of insurance period)	✔ (Available after 12 months of insurance period)	✔ (Available after 12 months of insurance period)	✘
Section 11: Newborn Accommodation
Newborn Accommodation	✔	✔	✔	✘
Section 12: Vaccination
Vaccination Max. (per year)	48,000 (Available after 12 months of insurance period)	38,000 (Available after 12 months of insurance period)	✘	✘
Section 13: Hospice and Palliative Care
Hospice and Palliative Care Max. (whole policy period)⁽⁴⁾	1,200,000 (Available after 12 months of insurance period)	960,000 (Available after 12 months of insurance period)	✘	✘
Section 14: Loss of life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech, or Permanent Disability from Accident
Loss of life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech, or Permanent Disability from Accident (PA.2)	200,000	200,000	200,000	200,000
Endorsement	Plan 1	Plan 2	Plan 3	Plan 4
Maternity coverage* Maternity coverage Max. (per year) (No deductible)	440,000 (Available after 280 days of insurance period)	✘	✘	✘
Dental Care coverage* Dental Care coverage Max. (per year)	80% of eligible expense up to 38,000	✘	✘	✘
Optical Care coverage* Optical Care coverage Max. (per year) (No deductible)	9,000	✘	✘	✘
Optional: Annual Deductible (apply to all plans)
☐ 160,000 Baht at 25% premium discount ☐ 48,000 Baht at 12.5% premium discount ☐ 16,000 Baht at 5% premium discount

● Remarks

1. Sum insured per person per year except it is stated elsewhere. This sum insured will be reduced after the company has paid claims after deductible applied or co-insurance amount has been responsible.

2. Room accommodation means a lowest cost available “single en-suite” room.

3. Cash benefit is payable for eligible in-patient Treatment only when the Covered Person receives Treatment within the Area of Cover, provided no cost for that Treatment is borne by the Company.

4. Sum insured is lifetime limit (coverage no.13) Palliative treatment benefit means the maximum sum insured during policy period from this insurance during the insured person lives.

5. The covered persons has the right to renew this policy until 80 years old subject to company’s agreement.

* Annual deductible dose not apply to the benefit.