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           With the arrival of the rainy season, it is crucial for parents to be aware of the potential infectious diseases that can affect their children. The most common respiratory infections during this time are influenza and Respiratory Syncytial Virus (RSV), both of which have experienced regular outbreaks. According to data from Thailand's Department of Disease Control, Ministry of Public Health, children between the ages of 0-4 years are the most susceptible to these illnesses. Not only do these health concerns cause parental anxiety, but they can also result in increased healthcare expenses. It is important for parents to have a deeper understanding of these illnesses and familiarize themselves with preventive measures.


Understanding Influenza:

           Influenza is caused by the Influenza virus and tends to have a greater impact during the rainy season. It can affect individuals of all age groups, but young children are particularly vulnerable. Unlike the common cold, influenza can lead to severe complications that may be life-threatening. Typical symptoms include fever, headache, body aches, muscle pain, coughing, and a sore throat. Additional symptoms may include nausea, vomiting, diarrhea, or seizures. Vaccination is recommended as a preventive measure against influenza. It is advised to administer the vaccine approximately 1-2 months before the annual flu season and it is suitable for children aged 6 months and above.


Understanding Respiratory Syncytial Virus (RSV):

           RSV is a virus that causes respiratory tract infections in children. It comes in two subtypes, RSV-A and RSV-B, and outbreaks occur almost every year during the rainy season. The initial symptoms of RSV are similar to those of influenza, including fever, coughing, sneezing, runny nose, and nasal congestion. In about 20-30% of cases involving children under 2 years old who are infected for the first time, the illness progresses to affect the lower respiratory tract, leading to inflammation and blockage of the airways. This can result in acute pneumonia, high fever, severe coughing, wheezing, or noisy breathing. Currently, there is no direct treatment for RSV, and it is managed based on symptoms. Prevention can be achieved through regular handwashing, maintaining hygiene in the home and children's playing areas, and avoiding exposure to secondhand smoke, as it increases the risk of RSV infection and severe symptoms in young children.


An Option for Parents to Prepare and Minimize Risk:

           AXA's healthcare insurance plan, 'Smart Care Essential,' offers more than just health coverage. It provides peace of mind and enhanced protection for your child, whether it is for illnesses or unexpected high medical expenses, with coverage of up to 10 million baht.

           Additionally, the 'Smart Care Essential' health insurance plan offers the option to add supplementary coverage for outpatient medical costs, with a coverage cap of 3,000 baht per visit (up to one visit daily and a total of 30 visits annually). You can also select additional healthcare provisions, including vaccinations, health examinations, dental treatments, and ophthalmic care. The plan also allows you to choose a deductible, which can lower your insurance premium. Furthermore, this coverage is renewable until the age of 99.


If you are interested in AXA's 'Smart Care Essential' health insurance plan, you can visit AXA's website at or contact an AXA representative or partner. You can also stay updated on AXA's news and information through the following channels:

- AXA's website:

- AXA's Customer Service Center at 02-118-8111

- Facebook:

- Official LINE account: @AXAThailand


*Terms and conditions of underwriting and coverage are specified by AXA, and it is important for the insured to clearly understand them before making a decision.