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AXA PA SME We Care Group Accident Insurance for SMEs

Protects employees and strengthens your business with AXA

Highlight

  • Coverage for accidental death (P.A.1 or P.A.2) up to 1,000,000 THB
  • Medical expense coverage from accidents up to 100,000 THB per accident
  • All plans cover the accident from both driving and riding on a motorcycle
  • Annual premium starts at 88 THB per person, with optional benefits
  • No upfront payment at AXA network hospitals, simply show your AXA Hospicare card

AXA PA SME We Care Group Accident Insurance - a Valuable Employee Benefit for SMEs

Giving importance to employee safety and peace of mind is an essential matter in business that should not be overlooked, especially for small and medium-sized enterprises (SMEs), where employees are considered the key mechanism driving the organisation forward and growing alongside your business. AXA PA SME We Care Group Accident Insurance for Employees is designed to meet the needs of business owners who want comprehensive and valuable employee benefits. It not only provides employees with peace of mind by offering health security through accident medical expense coverage, but also enhances the company’s image, reflecting the organisation’s care for its people, building employee confidence, and helping to ease financial burdens for both employees and the company. If you are looking for benefits that are valuable, comprehensive, and truly support your team, AXA PA SME We Care Group Accident Insurance for SME employees is the most suitable solution for your business.

Coverage

AXA PA SME We Care Group Accident Insurance: Table of Benefits

Coverage Standard Smart
Plan 1 Plan 2 Plan 3 Plan 4 Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
Loss of life, dismemberment, loss of sight or total permanent disability ( P.A. 1 ) 100,000200,000300,000500,000 ------
Loss of life, dismemberment, loss of sight, hearing, speech or permanent disability ( P.A. 2 ) ---- 100,000200,000300,000500,000700,0001,000,000
Murder and assault 100,000200,000300,000500,000 100,000200,000300,000500,000700,0001,000,000
Medical expense due to accident per accident ---- 10,00020,00030,00050,00070,000100,000
Driving or riding as a passenger on a motorcycle 50,000100,000150,000250,000 100,000200,000300,000500,000700,0001,000,000
Optional coverage Cash relief for accidental death
5,000
Cash relief for accidental death
10,000
Medical expense due to accident
10,000
-
Importance
Maximum number of Insured Persons 200 100

Compensation is specified as detailed in the policy

 

Terms and Conditions

1. Insurable age is 18–64 years, renewable up to 74 years.
2. Only Occupation classes 1–3 are eligible. Please contact AXA for the definition of Occupation classes.
3. Number of staff per policy: 5–200 persons. For groups larger than 200 persons, please contact AXA.
4. Exclude any person who live or work including any accidents occurring in the 3 southern border provinces of Yala, Pattani, and Narathiwat.
5. No advance payment is required for hospitalisation at all AXA network hospitals nationwide.
6. Coverage applies to employees only and on a compulsory basis. For dependants and optional coverage, please contact AXA.
7. Effective from 1 September 2020. AXA reserves the right to change the terms and conditions, including premiums, at any time without prior notice.
8. This document is not an insurance contract. For full details of insurance conditions, coverage, and exclusions, please refer to the insurance policy.

*Terms and conditions of underwriting as specified by the company, the insured should understand before making the decision.

AXA PA SME We Care is a group accident insurance plan designed to provide protection for employees in the event of an accident. This policy is specifically tailored for small and medium-sized enterprises ( SMEs ) and offers comprehensive coverage, including accidental death, medical expenses from accidents, as well as coverage for murder and assault, and riding or traveling on a motorcycle. It is an accessible option for SMEs seeking valuable employee benefits, while providing employees with peace of mind both in the workplace and during off-site duties.

AXA PA SME We Care provides coverage for 5 to 200 employees per policy. You can enroll your team starting from just 5 employees on the policy’s start date. Eligible employees must be between 18 and 64 years of age, with renewals available until the age of 74.

AXA PA SME We Care Group Accident Insurance is available exclusively for employees within the organisation. If you require coverage that includes employees’ families, please contact an AXA or request further details at axadirect@axa.co.th or via the AXA Hotline 02-118-8111, available 24 hours a day

Yes. Employees under the AXA PA SME We Care policy will receive an AXA Hospicare accident insurance card. This card allows employees to access medical treatment at more than 400 hospitals in AXA’s nationwide network without the need for upfront payments.

In the case of death due to an accident, company, insured parent (father or mother), or insurance agent must notify the company as soon as possible and submit the documents to the company within 30 days from the date of death of the insured, together with the following documents:
1. A completed claim form completed by the claimant
2. A copy of the death certificate
3. A copy of the autopsy report, certified by the investigating officer or the issuing authority
4. A copy of the police daily report, certified by the investigating officer
5. A copy of the insured’s ID card and copy of the house registration marked “deceased”
6. A copy of the beneficiary’s ID card and house registration
7. A letter of appointment of an estate administrator, in case no beneficiary is specified
8. Other documents (as necessary) as requested by the company
The company will pay the compensation to the insured within 15 business days after receiving all correct and complete documents and after verifying that the claim is covered under the policy.
For further inquiries, please contact axathai@axa.co.th or AXA Hotline 02-118-8111, available 24 hours a day

You can request a quotation for your company by sending an email to axadirect@axa.co.th. For further inquiries, please contact the AXA Hotline 02-118-8111, available 24 hours a day.