International Travel Insurance Smart Traveller's Choice
Make your trip more enjoyable with
Our flexible coverage and 24/7 support
Smart Traveller’s Choice Travel Insurance*
The most comprehensive and valuable International travel insurance from AXA!
Our travel insurance plans meet the needs of travellers, allowing you to enjoy your trips with confidence. Our travel insurance covers not only life and medical expenses but also travel, baggage, and property in your residence in Thailand. Additionally, it includes new coverage for search and rescue expenses. You can also choose to add or reduce coverage according to your needs, tailored for your international travel plans with main coverage and three additional options. Experience a new dimension of travel with us!
*Smart Traveller’s Choice is a marketing name for Individual Outbound Travel Insurance Policy.Why is AXA Travel Insurance a Better Value?
| Coverage | AXA Smart Traveller’s Choice | Insurer 1 | Insurer 2 | Insurer 3 |
|---|---|---|---|---|
| Loss of life from accident and medical expense due to injury and sickness are the same across all age groups | Maximum coverage 5,000,000 THB for all ages |
Maximum coverage 1,500,000 THB for children and seniors |
Maximum coverage 1,500,000 THB for children and seniors |
Maximum coverage 1,500,000 THB for children and seniors |
| Follow-up Medical expense in Thailand | 250,000 THB | — | 200,000 THB | 200,000 THB |
| Starting price | 119 THB | 190 THB | 242 THB | 223 THB |
| Starting price for Schengen Visa Application | 137 THB | 260 THB | 242 THB | 252 THB |
| Loss or Damage of Baggage/Personal Effects | Max 10,000 per piece, pair or set |
Max 5,000 per piece, pair or set |
Max 5,000 per piece, pair or set |
Max 5,000 per piece, pair or set |
Online Promotion for AXA Smart Traveller’s Choice
Why AXA Travel Insurance is the best for you?
- Premium starts at 119 THB
- The coverage for loss of life and medical expense up to 5,000,000 THB for all age groups.
- No payment upfront required if you receive medical treatment as an inpatient at hospital network.
- Customize your own coverage. Covering your life, property, travel inconvenience, as well as search and rescue.
- Can purchase travel insurance up to 1 hour before your flight and receive the policy immediately via email.
- All plans meet Schengen Visa requirements!
- Receive a full refund if your Schengen visa application is not approved or a partial refund if you are denied entry at the immigration check point.
- Always feel safe with 24-hour AXA Hotline, just call 0-2118-8111
What is international travel insurance?
The insurance that covers your life and property in the event of accident, loss or damage during travel, as well as injuries and sicknesses, especially during international travel where expensive medical treatment may be required. Before purchasing travel insurance, it is important to read the terms and conditions of the insurance to ensure that your insurance plan covers both outpatient (OPD) and inpatient (IPD) medical expenses. AXA offers travel insurance plans that provide comprehensive medical coverage and have a global network of hospitals where you do not have to pay upfront if you receive medical treatment as an inpatient. Additionally, there are other coverages such as trip cancellation, trip delay, or even baggage delay when travelling abroad. Moreover, there is an emergency hotline available 24/7 for assistance from anywhere in the world.
How many types of travel insurance are there?
AXA Smart Traveller's Choice is an insurance covering outbound travel from Thailand to overseas. There are 2 type of policy i.e. single trip and annual trip.
Single Trip
has 3 different plans i.e. Basic, Advance, and Max.
Annual Multiple–trip
has 3 different plans i.e. Basic, Advance, and Max.
What is the travel Insurance for Schengen visa?
Which plan should I purchase?
The travel insurance plan for applying for a Schengen visa must have the following coverage:
- Sum insured at least 30,000 Euros or approximately 1.5 million Baht.
- Must cover medical expenses related to injury and sickness, emergency medical evacuation, or repatriation to Thailand, as well as expenses for repatriation of remains back to Thailand while travelling within the Schengen area.
AXA's travel insurance is accepted by embassies in the Schengen area.
All AXA travel insurance plans comply with the Schengen visa criteria, and you can see the "Schengen Visa Approved" symbol during the insurance purchase process.
If your visa application is refused for any reason, AXA will fully refund your insurance premium. However, you must provide evidence of the visa refusal from the embassy and notify AXA before the policy start date.
Which countries/territories are not covered by AXA international travel insurance?
AXA international travel insurance policy does not cover any loss or damage arising from or as a result of traveling to, travelling through, or travelling within the following countries:
- Afghanistan, Belarus, Crimea (Including Sevastopol), Cuba, Iran, Nepal (Only areas higher than 1,500 m. above sea level), North Korea, Russia, Syria, Myanmar, Ukrainian Regions of Donetsk, Luhansk, Kherson and Zaporizhzhia and Venezuela.
- AXA shall not provide any coverage, pay any claims, or provide any benefit that would expose AXA to any sanctions, prohibition, or restriction under United States (US), United Nations (UN), or European Unions (EU) economic or trade sanctions, AXA sanction policy and any other law and regulations related to sanctions, Anti-Money Laundering and Terrorist Financing.
Key considerations before purchasing insurance
Buyers should carefully review the policy details and coverage before making any insurance purchase, to ensure they receive the maximum benefit.
