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SmartPlan Service

A comprehensive insurance package that helps you run your service business with peace of mind

Highlight

  • All Risks Insurance
  • Money Insurance
  • Employer's Liability Insurance
  • Public Liability Insurance
  • Business Interruption Insurance

Suitable for a service business with no retail goods and have the sum insured that is not over than 30 million baht.

Coverage

Main CoveragePlan A : Standard CoveragePlan B : Build your own
Sum Insured / Limit of Liability (Baht)Maximum Sum Insured / Limit of Liability (Baht)Premium Rate
Basic PlanClassic PlanGold Plan

1

All Risks

Covers Building and Contents from All Risks (i.e. Fire, Lightning, Explosion, Vehicle impact, Aircraft Impact, Water damage, Smoke, Bush re, Accidental damage, Riot strike, Malicious acts or vandalism etc.)

Burglary (forcible entry)

Fixed Glass

Deductible : Baht 2,000.- each and every loss excluding Fire and Lightning

1,000,000

2,000,000

3,000,000

30 MTHB

Premium Rate as table below

Flood

Deductible : 10% of Loss or Min 25,000 Baht for each and every loss which is higher

10,000

10,000

10,000

10% of All Risks Sum Insured, Max 2 MTHB

100 Baht for every 10,000 Baht insured

Natural perils (Windstorm, Earthquake, Hail)

100,000

100,000

100,000

30% of All Risks Sum Insured

50 Baht for every 100,000 Baht insured

All Risks Special Coverage

Electrical Injury

Deductible : Baht 2,000.- each and every loss

10,000

20,000

30,000

100,000

50 Baht for every 10,000 Baht insured

Breakage of All Advertising and Neon Signs

Deductible : Baht 2,000.- each and every loss

10,000

20,000

30,000

50,000

70 Baht for every 10,000 Baht insured

Repairing entrance cost from Burglary, Robbery

50,000

50,000

50,000

50,000

Free of charge

Rental Cost of Temporary Outlet (Max. 30 Days, and per day)

1,000

2,000

3,000

4,000 Baht/day

30 Baht for every 1,000 Baht/day insured

Fire Brigade Charges and Extinguishing Cost

10,000

20,000

30,000

1% of All Risks Sum Insured

Free of charge

Removal of Debris

10,000

20,000

30,000

1% of All Risks Sum Insured

Free of charge

2

Money Insurance

10,000

20,000

30,000

50,000

50 Baht for every 10,000 Baht insured

Premium (Excl.vat&stamp duty)

1,850

3,700

5,550

Minimum Premium (Excl.vat&stamp duty)

1,480

Remark : For Plan B, you will get minimum coverage Basic Plan and can build your own