Smart Home
Protect your Home and Contents
Highlight
- Protects against physical losses caused by fire, lightning, explosion, vehicle impact, smoke, water damages, hail, windstorms, earthquakes, floods, and other natural disasters
- Covers losses and damages of valuables such as: gems, gold, and cash
- Covers losses and damages from burglaries by forceful entry with evidence of break in
- Compensation for cost of temporary accommodations
Home Insurance by AXA, your home protection and contents from all risks, covers losses and damages by fire, lightning, explosion, vehicle impact, valuables, temporary accommodations compensation.
Coverage
Main Coverage
1. All Risks Insurance for Property Insured1
1.1 Cover accident physical loss caused by fire, lightning, explosion, vehicle impact, aircraft, water damage (flood excluded), smoke, earthquake, windstorm, hail and accidental damage2
1.2 Fixed glass caused by fire, lightning, explosion, vehicle impact, aircraft or theft from building3
1.3 Cost of temporary accommodation (The building has to be covered)
2. Extension Special Clause (combination shall not exceed Total Sum Insured)
2.1 Electrical injury3
2.2 Burglary with forcible entry
2.3 Loss or damage to jewelry or gold in insured premises
2.4 Fire extinguishing expense
2.5 Debris removal
2.6 Professional fees for reconstruction
2.7 Contents during temporary removal
2.8 Cost of temporary protection
3. Money Insurance
Loss of money inside the insured premises arising from robbery or gang-robbery3
4. Personal Liability Insurance5
4.1 Loss of life, bodily injury, illness or health of third party and/or to property of third party
4.2 Extension special clause: Occupier's fire, explosion (excluding boiler explosion) and water damage (excluding flood) of which the insured is not the owner
4.3. Loss of life, bodily injury, illness or health of third party and/or to property of third party resulting from insured's cat or dog bite
Add-on Coverage
1. Loss of Life from Accident
Loss of life from accident arising from fire, robbery or gang-robbery within the insured premises
2. Workmen's Compensation Insurance for domestic servants
Workmen's compensation for medical or funeral expenses
3. Fixed Glass Insurance
From natural perils are earthquake, flood, windstorm, hail and/or accident
4. Cost of Bodily Injury or Death of Pet
Dog, cat or bird of the insured, arising out of fire, lightning, vehicle impact or earthquake within the insured premises
5. Loss or Damage to movable items in the insured premises
Movable items such as notebook, tablet, mobile phone, camera or video-recorder
6. Flood Damage4
Cover any damage to the insured premises caused by flood
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Terms & Condition
¹ Cover accidental physical loss by any cause that not specified or excluded under the policy.
² Deductible 2,000 Bath each and every loss for other accidents
³ Deductible 2,000 Bath each and every loss for every loss
⁴ Deductible 10% of Loss or Minimum 5,000 Baht for each and every loss which is higher
⁵ Protection cover the event under insured premises only.
This brochure is not a contract of insurance, all benefits and sum insured are subject to the policy terms, conditions and exclusion and to be limits indicated under the selected plan.
Remark: Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.
