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Smart Home

Protect your Home and Contents

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  • Protects against physical losses caused by fire, lighting, explosion, vehicle impact, smoke, water damages, hail, windstorms, earthquakes, floods, and other natural disasters

  • Covers losses and damages of valuables such as: gems, gold, and cash

  • Covers losses and damages from burglaries by forceful entry with evidence of break in

  • Compensation for cost of temporary accommodations

Main Coverage

    • Cover accident physical loss caused by fire, lightning, explosion, vehicle impact, aircraft, water damage (flood excluded), smoke, earthquake, windstorm, hail and accidental damage2

    • Fixed glass caused by fire, lightning, explosion, vehicle impact, aircraft or theft from building3

    • Cost of temporary accommodation (The building has to be covered)

    • Electrical injury3

    • Burglary with forcible entry

    • Loss or damage to jewelry or gold in insured premises

    • Fire extinguishing expense

    • Debris removal

    • Professional fees for reconstruction

    • Contents during temporary removal

    • Cost of temporary protection

    • Loss of money inside the insured premises arising from robbery or gang-robbery3

    • Loss of life, bodily injury, illness or health of third party and/or to property of third party

    • Extension special clause: Occupier's fire, explosion (excluding boiler explosion) and water damage (excluding flood) of which the insured is not the owner

    • Loss of life, bodily injury, illness or health of third party and/or to property of third party resulting from insured's cat or dog bite

  • Add-on Coverage

    • Loss of life from accident arising from fire, robbery or gang-robbery within the insured premises

    • Workmen's compensation for medical or funeral expenses

    • From natural perils are earthquake, flood, windstorm, hail and/or accident

    • Dog, cat or bird of the insured, arising out of fire, lightning, vehicle impact or earthquake within the insured premises

    • Movable items such as notebook, tablet, mobile phone, camera or video-recorder

    • Cover any damage to the insured premises caused by flood

  • Terms & Condition

    ¹ Cover accidental physical loss by any cause that not specified or excluded under the policy.
    ² Deductible 2,000 Bath each and every loss for other accidents
    ³ Deductible 2,000 Bath each and every loss for every loss
    ⁴ Deductible 10% of Loss or Minimum 5,000 Baht for each and every loss which is higher
    ⁵ Protection cover the event under insured premises only.

    This brochure is not a contract of insurance, all benefits and sum insured are subject to the policy terms, conditions and exclusion and to be limits indicated under the selected plan.

    Remark: Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.