Compulsory Motor Insurance
Easy to buy online and get policy via email instantly
PRODUCT HIGHLIGHT
- Easy to buy compulsory insurance online (Por Ror Bor) at any time of day or night
- Premium starts at 645.21 THB per year. No additional fee
- Applicable for Sedan / 4-door Pick-Up / 2-door Pick-Up and Van
- Available for purchase a maximum of 90 days in advance.
- Get policy via email and get insured instantly when purchasing online
- The policy schedule received via email can be used as supporting document to renew vehicle registration and pay for the annual vehicle tax.
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Compulsory Motor Insurance Online
AXA offers "Compulsory Motor Insurance Online (CTPL Online)". You can easily make a purchase in just 3 simple steps and receive the policy schedule via your email instantly, available for purchase for a maximum of 90 days in advance. We guarantee that there are no additional fees.
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You can use the policy as evidence for renewing your vehicle registration and pay for the annual vehicle tax with the Department of Land Transport
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Buy Compulsory Insurance online
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Compulsory Motor Insurance is required for annual vehicle registration renewal and vehicle tax payment in Thailand
According to The Protection for Motor Vehicle Victims. Act, B.E. 2535 (1992), all vehicles are required to have Compulsory Motor Insurance (Por Ror Bor) by law, and the vehicle owner can use the policy schedule as supporting document to renew vehicle registration and pay for the annual vehicle tax.
Coverage of Compulsory Motor Insurance
To protect victims of motor vehicle accidents whether they are drivers, passengers, or third parties, regardless of fault or liability. If the victims sustain injury or loss of life, they will receive compensation as prescribed by law. This includes coverage for medical expenses in the case of injury, funeral expenses, or compensation for permanent disability.
What documents are required for compulsory insurance online?
To easily purchase or renew your compulsory insurance and get policy schedule via email with AXA Insurance, please prepare your vehicle registration book to provide information the vehicle owner's name and vehicle information such as brand, model, chassis number and license plate number etc.
What should I do if the compulsory insurance has expired?
If you forget to renew and the policy has not expired more than 1 year, you can purchase compulsory insurance via online instantly. According to The Protection for Motor Vehicle Victims, driving a vehicle with an expired registration or without a valid insurance is subject to a fine of up to 10,000 THB
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Table of Benefits: Compulsory Motor Insurance
| Coverage | Limit of Liability | |||
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Preliminary compensation (without waiting for proof of fault) |
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Medical expenses (actual amount) |
30,000 THB/person |
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Loss of life, bodily injury dismemberment, permanent disability |
35,000 THB/person |
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In case that the Victim is not at-fault, the Company shall cover* |
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Medical expenses (actual amount) |
80,000 THB/person |
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Loss of life or total permanent disability |
500,000 THB/person |
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Dismemberment or permanent disability** |
200,000 - 500,000 THB/person |
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Daily compensation of 200 THB in case of medical treatment in medical facilities as inpatient (maximum 20 days) |
4,000 THB/person |
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* 1) In case that the Victim is driver of the Motor Vehicle, or the Victim is at-fault, the Company shall cover not exceeding preliminary compensation.
2) Total limit of liability per person is up to 504,000 THB
3) Total limit of liability per accident
- Vehicle not more than 7 seats or vehicle carrying not more than 7 persons (including driver) is up to 5,000,000 THB
- Vehicle more than 7 seats or vehicle carrying more than 7 persons (including driver) is up to 10,000,000 THB
** Depending on the loss of body parts.
| Type of Vehicle | Total Premium |
|---|---|
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Sedan / 4-door Pick-Up (Passenger cars not more than 7 seats) |
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2-door Pick-Up (Truck not exceeding 3 tons) |
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Van (Passenger cars more than 7 seats) |
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Policy does not cover liability directly or indirectly from:
- War, invasion, acts of foreign enemy, hostilities or war-like operations (whether war is declared or not).
- Civil war, military uprising, rebellion, revolution, mutiny, or usurpation of power by military or by other means, civil commotion assuming the proportions of or amounting to a popular uprising.
- Nuclear weapons material
- Ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel and for the purpose of this clause, combustion shall include any self-sustaining process of nuclear fission.
- Use of the Motor Vehicle outside the territorial limits of the Policy.
- The Motor Vehicle is misappropriated, cheated and fraud, extorted, stolen, blackmailed, threatened, stolen, or robbed.
- Use of the Motor Vehicle for an illegal purpose, e.g. robbery or drugs trafficking regardless of modification of the Motor Vehicle has been done or not, including the use of Motor Vehicle for escaping civil crime, searching or arrest from the officer.
- Use of the Motor Vehicle for racing.
- Use of the Motor Vehicle for public transport services (yellow license plate) e.g. TAXI, motor-tricycle.
- Use of the Motor Vehicle for the misuse purpose e.g. sharing economy, using on Ride-Hailing Platform.
- The vehicle that was converted into a foundation vehicle
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Details of coverage, terms and conditions are as specified in the Policy. Please study the details of coverage, and terms and conditions before purchasing.
