AXA Smart Health for SMEs Group Health Insurance
Medical expenses covered up to 1 million baht per illness depends on a selected planSame premium for all age band, starting from 9,864 baht per yearEasy enrollment for all company sizes. No medical questionnaireFlexible plan, can mix different plans within one policyCashless claim using AXA hospital networkAXA Smart Health for SMEs Group Health Insurance
Comprehensive AXA Group Health Insurance Designed for SMEs
At AXA, we understand that employees are your organisation’s most valuable asset. That's why we've designed a group health insurance plan for small and medium enterprises that is comprehensive, flexible, and easy to use and understand helping your HR departments operate smoothly, boosting employee confidence, and reinforcing your company’s caring image to drive your business forward with confidence.
Who Can Benefit from AXA Smart Health for SMEs Group Health Insurance?
Provide peace of mind for your employees and strengthen your organisation with the Smart Health for SMEs. A new group health insurance plan from AXA designed to meet the needs of small and medium-sized businesses (SMEs). It offers coverage for medical expenses, accidents, and life, with benefits up to 1,000,000 baht*. This comprehensive plan includes both inpatient and outpatient care without the need for additional purchases. Easy to apply and no health questions required with affordable premium starting from 9,864 Baht.
What Makes the AXA Smart Health for SMEs Group Health Insurance Special?
With a trusted global track record in insurance, AXA not only offers group health insurance plans for employees tailored to the needs of small and medium-sized businesses (SMEs) in Thailand, but also delivers professional service ensuring that we stand by your business and employees through every risk and challenge.
- A global insurance brand
We have a network covering 50 countries worldwide and 13 service branches across Thailand. - Over 400 hospital network in Thailand
We offer your employees convenience with comprehensive access to medical treatment. - AXA Hotline is always available for your needs
Our staff are ready to provide information and thoughtful advice 24 hours a day, every day. - Easily manage your policy via AXA Customer Portal
Access various services, information, and the online claims system yourself, anytime, anywhere
*Terms and conditions of coverage and underwriting as specified by Company, the insured should understand them before making the decision.
*The terms and coverage depend on the health insurance plan you select.
**Terms and conditions of underwriting as specified by the Company, the insured should understand before making the decision.
AXA Smart Health for SMEs Group Health Insurance : Terms and conditions
- Number of employees from 5 – 100 employees (as of the contract commencement date)
- Employee eligible age from 15 – 65 years old and needs to be employed on a full time basis and be actively at work on the policy's effective date.
- Average age of all employees must not exceed 45 years.
- Legitimate spouse eligible age from 18 – 65 years old.
- Child eligible age from 6 years old up to 20 years old, could be extended up to 23 years old if they are still full-time students and not married.
- All employees are required to be a member of the Social Security Office.
- All employees are required to join the policy.
- Employees holding the same position must select the same plan.
- Dependents (spouse and children) must be covered under same plan or lower plan than the employee’s plan.
- Child ratio cannot exceed above 50% of the total group.
- The Company’s business occupation class must not exceed Class 3.
- Per confinement means any Illnesses for the same cause, including complications consequential to those Illnesses, or any Illnesses simultaneously occur for other causes during a confinement in a Hospital, unless the Injury or Illness occurs later than 90 days, in the case of an inpatient
- The Company will not pay benefits under this Policy for any Chronic Conditions or Pre-existing conditions, including any complications that are not yet fully cured before the date this Policy first comes into effect
- The policy will not cover any loss, injury, damage or legal liability arising directly or indirectly in the sanctioned countries declared by the United Nation (UN) or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America
Documents related to the AXA Smart Health for SMEs Group Health Insurance
Frequently Asked Questions about AXA Smart Health for SMEs
Understand AXA Smart Health for SMEs Group Health Insurance better through these frequently asked questions to help you choose the health insurance plan that best fits your needs and lifestyle.
Group health insurance is a type of insurance policy that provides coverage for a specific group of people under a single contract. It is commonly used by companies and organisations, where the employer pays the insurance premiums and manages the coverage benefits for their employees. Group insurance is often offered as part of employee welfare programs, helping to reduce turnover rates and attract talented professionals to the organisation. Coverage under a group insurance plan may vary depending on the terms and conditions, but it generally includes medical expenses resulting from illness, accidents, and death.
AXA Smart Health for SMEs group health insurance offers a total of four insurance plans, providing you with the flexibility to customise plans within the same policy. You can choose different plans for employees, supervisors, and executives. However, employees in the same position must select the same plan.
The Company will not pay benefits under this insurance policy for chronic diseases, pre-existing conditions, injuries, or illnesses (including complications) that were not cured before the policy's effective date.
You can apply for the group health insurance plan for SMEs for your employees if you have at least 5 full-time employees aged 15-65 on the policy's effective date. All employees are required to be a member of the Social Security Office.
Yes, you can receive medical treatment with cashless claims at AXA's network of contracted hospitals for both inpatient (IPD) and outpatient (OPD) services. Simply present your ID card along with your AXA Healthcare card to verify your coverage before receiving treatment.
You can purchase additional policies for the spouses and children of employees. Family members (spouses and children) must join a policy with a plan that is equal to or lower than the employee's plan, with the following conditions:
- Legitimate spouse eligible age from 18 – 65 years old
- Child eligible age from 6 years old up to 20 years old, could be extended up to 23 years old if they are still full-time students and not married.
You can send an email to request a quote for your company at axathai@axa.co.th or inquire further by calling the Hotline at 02 118 8111, available 24 hours.
Need assistance ?
AXA is pleased to support and care for you every step of the way, with dedication to ensuring you receive advice tailored to your needs. Our professional team is always ready to provide consultation and assistance with genuine care.
