AXA PA SME We Care Group Accident Insurance for SMEs
Coverage for accidental death (P.A.1 or P.A.2) up to 1,000,000 THBMedical expense coverage from accidents up to 100,000 THB per accidentAll plans cover the accident from both driving and riding on a motorcycleAnnual premium starts at 88 THB per person, with optional benefitsNo upfront payment at AXA network hospitals, simply show your AXA Hospicare cardPackage Detail
AXA PA SME We Care Group Accident Insurance - a Valuable Employee Benefit for SMEs
Giving importance to employee safety and peace of mind is an essential matter in business that should not be overlooked, especially for small and medium-sized enterprises (SMEs), where employees are considered the key mechanism driving the organisation forward and growing alongside your business. AXA PA SME We Care Group Accident Insurance for Employees is designed to meet the needs of business owners who want comprehensive and valuable employee benefits. It not only provides employees with peace of mind by offering health security through accident medical expense coverage, but also enhances the company’s image, reflecting the organisation’s care for its people, building employee confidence, and helping to ease financial burdens for both employees and the company. If you are looking for benefits that are valuable, comprehensive, and truly support your team, AXA PA SME We Care Group Accident Insurance for SME employees is the most suitable solution for your business.
Coverage Table
AXA PA SME We Care Group Accident Insurance: Table of Benefits
| Coverage | Standard | Smart | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | Plan 6 | |
| Loss of life, dismemberment, loss of sight or total permanent disability ( P.A. 1 ) | 100,000 | 200,000 | 300,000 | 500,000 | - | - | - | - | - | - |
| Loss of life, dismemberment, loss of sight, hearing, speech or permanent disability ( P.A. 2 ) | - | - | - | - | 100,000 | 200,000 | 300,000 | 500,000 | 700,000 | 1,000,000 |
| Murder and assault | 100,000 | 200,000 | 300,000 | 500,000 | 100,000 | 200,000 | 300,000 | 500,000 | 700,000 | 1,000,000 |
| Medical expense due to accident per accident | - | - | - | - | 10,000 | 20,000 | 30,000 | 50,000 | 70,000 | 100,000 |
| Driving or riding as a passenger on a motorcycle | 50,000 | 100,000 | 150,000 | 250,000 | 100,000 | 200,000 | 300,000 | 500,000 | 700,000 | 1,000,000 |
| Optional coverage | ||||||||||
| Cash relief / Medical expense add-on |
Cash relief for accidental death 5,000 |
Cash relief for accidental death 10,000 |
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| Medical expense due to accident 10,000 |
- | |||||||||
| Importance | ||||||||||
| Maximum number of Insured Persons | 200 | 100 | ||||||||
Compensation is specified as detailed in the policy
Terms & conditions
- Insurable age is 18–64 years, renewable up to 74 years.
- Only Occupation classes 1–3 are eligible. Please contact AXA for the definition of Occupation classes.
- Number of staff per policy: 5–200 persons. For groups larger than 200 persons, please contact AXA.
- Exclude any person who live or work including any accidents occurring in the 3 southern border provinces of Yala, Pattani, and Narathiwat.
- No advance payment is required for hospitalisation at all AXA network hospitals nationwide.
- Coverage applies to employees only and on a compulsory basis. For dependants and optional coverage, please contact AXA.
- Effective from 1 September 2020. AXA reserves the right to change the terms and conditions, including premiums, at any time without prior notice.
- This document is not an insurance contract. For full details of insurance conditions, coverage, and exclusions, please refer to the insurance policy.
*Terms and conditions of underwriting as specified by the company, the insured should understand before making the decision.
Frequently Asked Questions
Group accident insurance for schools is a type of coverage that protects against loss or damage resulting from bodily injuries caused by any kind of accident. The protection applies both during study hours and while participating in various activities, whether inside or outside of school hours. It also includes coverage during travel between home and school, as well as on field trips.
The AXA PA for School group accident insurance plan does not include an accident insurance card. Insured persons may receive medical treatment at any medical facility of their choice and then submit the required documents to the company to claim reimbursement.
AXA PA for School group accident insurance is a policy under which the insured is required to pay medical expenses upfront and then submit the necessary documents to the company within 30 days from the date of hospital discharge. The company will then process the claim and reimburse the insured within 15 business days, provided that all required documents are correctly submitted and the claim is verified to be covered under the policy.
In the event of an accidental injury, the insured can submit a claim within 30 days from the date of hospital discharge, together with the following documents:
- A completed claim form signed by the claimant
- A medical certificate or physician’s report stating the main symptoms, diagnosis, and treatment
- Original receipts itemizing medical expenses
- A copy of the insured’s ID card, signed and certified as a true copy
- A copy of the parent’s or guardian’s ID card (in case the injured is a child), signed and certified as a true copy
- Any other documents as required by the company
The company will pay the compensation to the insured within 15 business days after receiving all correct and complete documents and after verifying that the claim is covered under the policy.
For further inquiries, please contact axathai@axa.co.th or AXA Hotline 02-118-8111.
In the case of death due to an accident, the teacher, parent (father or mother), or insurance agent must notify the company as soon as possible and submit the documents to the company within 30 days from the date of death of the insured, together with the following documents:
- A completed claim form completed by the claimant
- A copy of the death certificate
- A copy of the autopsy report, certified by the investigating officer or the issuing authority
- A copy of the police daily report, certified by the investigating officer
- A copy of the insured’s ID card and copy of the house registration marked “deceased”
- A copy of the beneficiary’s ID card and house registration
- A letter of appointment of an estate administrator, in case no beneficiary is specified
- Other documents (as necessary) as requested by the company
The company will pay the compensation to the insured within 15 business days after receiving all correct and complete documents and after verifying that the claim is covered under the policy.
For further inquiries, please contact axathai@axa.co.th or AXA Hotline 02-118-8111.
You can request a quotation for your school by sending an email to axadirect@axa.co.th. For further inquiries, please contact the AXA Hotline 02-118-8111, available 24 hours a day.