What is group insurance, and why should companies provide it for their employees?

Group insurance is a type of insurance policy that provides coverage for a specific group of people under a single contract. It is commonly used by companies and organisations, where the employer pays the insurance premiums and manages the coverage benefits for their employees. Group insurance is often offered as part of employee welfare programs, helping to reduce turnover rates and attract talented professionals to the organization. Coverage under a group insurance plan may vary depending on the terms and conditions, but it generally includes medical expenses resulting from illness, accidents, and death.

Can I choose different plans for employees, supervisors, and executives?

Smart Health for SMEs group insurance offers a total of four insurance plans, providing you with the flexibility to customise plans within the same policy. You can choose different plans for employees, supervisors, and executives. However, employees in the same position must select the same plan.

Does the AXA group insurance for SMEs cover pre-existing conditions?

The company will not pay benefits under this insurance policy for chronic diseases, pre-existing conditions, injuries, or illnesses (including complications) that were not cured before the policy's effective date.

I own a small company with fewer than 10 employees. Can I purchase AXA Smart Health for SMEs group insurance for them?

You can apply for the group health insurance plan for SMEs for your employees if you have at least 5 full-time employees aged 18-65 on the policy's effective date. However, if you have between 5 and 20 employees, all employees must also complete an insurance application and answer health questions.

Can my employees receive treatment at a hospital without having to pay upfront?

Yes, you can receive medical treatment with cashless claims at AXA's network of contracted hospitals for both inpatient (IPD) and outpatient (OPD) services. Simply present your ID card along with your AXA Healthcare card to verify your coverage before receiving treatment.

Can I purchase additional coverage for the families of employees in my company?

You can purchase additional policies for the spouses and children of employees. Family members (spouses and children) must join a policy with a plan that is equal to or lower than the employee's plan, with the following conditions: 1. Legitimate spouse eligible age from 18 – 65 years old 2. Child eligible age from 15 days old up to 18 years old, could be extended up to 23 years old if they are still full-time students and not married.

Where can I contact for a quote and information about the Smart Health for SMEs group insurance?

You can send an email to request a quote for your company at digitalcampaign@axa.co.th or inquire further by calling the Hotline at 02 118 8111, available 24 hours.

Smart Health for SMEs Group Insurance

AXA's healthcare benefits for your employees

Highlight

Medical expenses covered up to 1 million baht per illness depends on a selected plan
Same premium for all age band, starting from 9,394 baht per year
Easy to apply, no medical questionnaire for 20+ employees
Flexible plan, can mix different plans within one policy
Cashless claim using AXA hospital network

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Smart Health for SMEs : Comprehensive AXA Group Insurance Designed for SMEs

At AXA, we understand that employees are your organisation’s most valuable asset. That's why we've designed a group health insurance plan for small and medium enterprises that is comprehensive, flexible, and easy to use and understand helping your HR departments operate smoothly, boosting employee confidence, and reinforcing your company’s caring image to drive your business forward with confidence.

Coverage

Who Can Benefit from AXA Smart Health for SMEs Group Insurance?

Provide peace of mind for your employees and strengthen your organisation with the Smart Health for SMEs. A new group insurance plan from AXA designed to meet the needs of small and medium-sized businesses (SMEs). It offers coverage for medical expenses, accidents, and life, with benefits up to 1,000,000 baht*. This comprehensive plan includes both inpatient and outpatient care without the need for additional purchases. Easy to apply and no health questions required with affordable premium starting from 9,393 Baht.

*The terms and coverage depend on the health insurance plan you select.

**Terms and conditions of underwriting as specified by the company, the insured should understand before making the decision.

What Makes the AXA Smart Health for SMEs Group Insurance Special?

With a trusted global track record in insurance, AXA not only offers group insurance plans for employees tailored to the needs of small and medium-sized businesses (SMEs) in Thailand, but also delivers professional service ensuring that we stand by your business and employees through every risk and challenge.

A global insurance brand

We have a network covering 50 countries worldwide and 13 service branches across Thailand.

Over 400 hospital network in Thailand

We offer your employees convenience with comprehensive access to medical treatment.

AXA Hotline is always available for your needs

Our staff are ready to provide information and thoughtful advice 24 hours a day, every day.

Easily manage your policy via AXA Customer Portal

Access various services, information, and the online claims system yourself, anytime, anywhere

*Terms and conditions of underwriting as specified by the company, the insured should understand before making the decision.