SwitchCare

Ultimate Health Insurance Protection for you and your family

Highlight

Medical Expenses Covered up to 30 Million Baht
Immediate Protection on the First Day of Coverage
Choose Your Area of Cover in Asia or Worldwide excluding USA
Cover for Both Inpatient and Outpatient Cancer Treatment
Worldwide Emergency Benefits Outside Area of Cover
Eligible for personal income tax deduction

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Coverage

AXA SwitchCare

offers different level of coverage from THB 3.5 - 30 Million per year to suit all your needs. Each plan gives you a total peace of mind by covering medical expenses as per actual cost incurred with no limitation on maximum number of days in hospital, up to the maximum limit of your selected plan.

This ultimate health insurance plan also provides you with worldwide protection when you are overseas. With an insurance plan that covers as much as this, you can be sure that wherever you go, whatever happens, you have AXA to take care of you. You can buy health insurance and comprehensive insurance coverage now.

● Frequently Asked Questions about Health Insurance Coverage on the Novel Coronavirus (COVID-19)
● Health Insurance Claim Guideline on the Novel Coronavirus (COVID-19)

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Table of Benefits: AXA SwitchCare

Table of Benefits	Plan 1	Plan 2	Plan 3	Plan 4
Maximum Limit Per Policy Year (Baht /Person)	3,500,000	7,500,000	15,000,000	30,000,000
Core Plan : Inpatient Benefits (IPD)
1. Room & Board (per day)
- Non-Intensive Care Unit	6,000	8,000	10,000	12,000
- Intensive Care Unit	✓	✓	✓	✓
2. Parent Accommodation (per day, max 30 days/year)	3,000	3,000	3,000	3,000
3. Nursing at Home (Lifetime limit)	90,000	90,000	90,000	90,000
4. Hospital General Expenses	✓	✓	✓	✓
5. Physician’s Examination Fees	✓	✓	✓	✓
6. Surgical and Procedure Fees	✓	✓	✓	✓
- Organ Transplant	✓	✓	✓	✓
- Surgical Medical Implants or Prosthetic Implants	✓	✓	✓	✓
- Medical Aids and Durable Medical Equipment	✗	✗	7,500	15,000
- Artificial Limbs (every 3 years)	✗	✗	15,000	30,000
7. Hospice & Palliative Care (Lifetime limit) / (Waiting period 12 months)	✗	300,000	750,000	1,500,000
8. Inpatient Psychiatric Treatment (Waiting period 10 months)	✗	✗	✓ Max 20 days	✓ Max 30 days
9. Inpatient AIDS / HIV Treatment (Waiting period 24 months)	✗	✗	300,000	600,000
10. Newborn Cover - Congenital Conditions (Lifetime limit)	✗	✗	300,000	600,000
Core Plan : Non-Inpatient Benefits
11. Inpatient & Outpatient Cancer and Kidney Dialysis	✓	✓	✓	✓
12. Day Care Treatment and Minor Surgery	✓	✓	✓	✓
13. Outpatient Rehabilitation after Hospitalization (max 30 days /condition)	✓	✓	✓	✓
14. Pre & Post Hospitalization (within 90 days)	60,000	120,000	✓	✓
Core Plan: Emergency Benefits
15. Ambulance Fee for Inpatient Treatment	✓	✓	✓	✓
16. Emergency Restorative Dental due to an Accident	✓	✓	✓	✓
17. Emergency Outpatient Treatment per accident (within 24 hours)	3,750	7,500	15,000	✓
18. Emergency Treatment Outside Area of Cover (30 days per trip)	1,125,000	2,813,000	5,625,000	11,250,000
19. Local and International Evacuation and Repatriation (IEMA)	✓	✓	✓	✓
20. Loss of Life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability (P.A.2)	200,000	200,000	200,000	200,000

Optional : Outpatient Benefits (OPD)	Plan 1	Plan 2	Plan 3	Plan 4
Maximum Limit Per Policy Year	75,000	90,000	150,000	✓
General Practitioner Fees (Max 1 visit/day)	1,500 Baht/visit	3,000 Baht/visit	✓	✓
Specialist Fees (Max 1 visit/day)
Prescribed Medicine (Max 1 visit/day)
Lab, X-rays, Diagnostic & Pathology Tests (Max 1 visit/day)
Advanced Medical Imaging (MRI), Computed Tomography (CT), Positron Emission Tomography (PET) (Max 1 visit/day)
Chiropractic, Osteopathy, Homeopathy, Acupuncture, Traditional Chinese Medicine, Podiatry, Dietician, Nutritionist	✗	✗	60,000	60,000
Prescribed Physiotherapy (per visit)	✗	750 Max 10 visits	1,500 Max 10 visits	1,500 Max 20 visits
Wellness: Vaccinations & Health Check-up	✗	✗	4,500	9,000

Optional : Dental, Optical & Maternity Benefits (Available only when choosing both IPD & OPD)	Plan 1	Plan 2	Plan 3	Plan 4
Maximum Limit Per Policy Year for Dental Benefits	6,000	12,000	24,000	48,000
- Routine Dental	✓	✓	✓	✓
- Major Restorative Dental (Waiting period 6 months) - Co-payment 20%	✓	✓	✓	✓
Optical Benefits (Waiting period 6 months)	3,000	6,000	12,000	18,000
Maternity Benefits (Waiting period 10 months)
- Routine Pregnancy & Delivery Costs	15,000	30,000	60,000	120,000
- Complications of Pregnancy	✗	✗	✗	480,000
✓ Covered up to maximum limit ✗ Not covered

Terms and Conditions

1. Eligible for applicants aged between 15 days and up to 70 years old (Children under 18 years old must apply with at least one parent/legal guardian).
2. Premium may be adjusted following the age increase. Renewable up to the age of 99 years old.
3. The Company will not pay benefits under this Policy for any Pre-existing condition or Chronic Conditions, including any complications that are not yet fully cured before the date this Policy first comes into effect.
4. The policy will not cover any loss, injury, damage or legal liability arising directly or indirectly in the sanctioned countries declared by the United Nation (UN) or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America.
5. The Company reserves the right to decline insurance coverage for certain occupational groups.

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Terms and conditions of coverage and underwriting as specified by AXA, the Insured should understand before making the decision.

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If you are interested in our product or any further assistance, please click here or directly contact AXA Customer Service 02-118-8111

on Monday to Friday 8.30-18.30, Saturday 9.00-18.00 (Unavailable on Sunday and official holidays).