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SmartCare Executive - Stop depleting your savings, safeguard them with SmartCare Executive
We cannot prevent illness or accidents from happening, but we can prepare for the best medical attention and safeguard our savings from high medical costs.
Plans with Maximum Benefits at Reasonable Cost
Designed to fit your budget, you can enjoy a starting benefit per disability of Baht 300,000.- per year for as little premium as Baht 4,000-5,000 a year. What's more, the benefits have been also extended to cover:
What's more, the benefits have been also extended to cover:
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Outpatient Kidney Dialysis up to Baht 100,000.-
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Outpatient Cancer Treatment up to Baht 100,000.-
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Personal Accident up to Baht 100,000.-
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Special Grant up to Baht 20,000.-
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Miscarriage due to accident up to Baht 10,000.- (per accident)
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Emergency Outpatient Treatment (due to accident) up to Baht 10,000.-
Plans with No Hidden Sub-Limit !!!
SmartCare Executive works on the concept of payment per disability. You will not be limited for the following items in Hospital Miscellaneous Expenses:
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Surgery Specialist Consultation
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Surgery Diagnostic Services
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Follow up Treatment (Up to 30 days after admission)
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Anesthetist's Fee
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Others Hospital Services including Drugs, Dressings, Emergency Ambulance Service
Territory Limit
This policy will cover the insured whilst travelling anywhere outside Thailand for a maximum period of Maximum 90 consecutive days at a time. And the company liability is limited to the amount of reasonable and customary charges for equivalent treatment in Thailand if those medical expenses are lower than the actual charges incurred aboard.
Plans tailored to Fit your needs
You have a choice of 5 different plans for SmartCare Executive. You also have the flexibility of extension for Out-Patient Benefits and setting your own limit.
Eligibility
1. Thai Citizens, Permanent Resident of Thai, Employment Pass Holders, Dependent Pass Holders
2. Adult from age 18-59 years old. (Policy renewal up to 75 years subject to yearly review
3. Children from age 6 months (inclusive), and at least one parent must be included, with the same
benefits.
4. The company has the right to consider the insurance cover ,or insurance premium subject to the
applicant's occupation, illness and other individual information.
Example of Exclusions
1. Any treatment within the first 30 days of cover (Except for accidental injury)
2. "Pre-Existing Conditions" which refer to an injury or an illness which existed prior to the effective date of
cover
3. Ant treatment for Hypertension, Hernias, Cardiovascular Disease, Tumor or cysts, Tonsils requiring
surgery Hemorrhoids, Diabetes, Cholecystistic, Cholelithiasis and Calculi of the Urinary organs within
the first 180 days of cover.
4. Other standard exclusions of accident & health insurance; e.g. congenital condition, suicide, health
check up and dangerous sports.
Table of benefits
1. INPATIENT HOSPITALISATION AND SURGERY CARE
|
Benefits |
Max. Limit (Baht/Person/Year) |
|
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
1. INPATIENT HOSPITALISATION
AND SURGERY
1.1 Room & Board-Including Nursing
Services (per day)
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Intensive Care unit (per day)
1.2 Hospital Miscellaneous
Expenses (per disability)
including:
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Emergency Ambulance Charges
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Pre-Hospitalisation Specialist's
Consultation & Diagnostic
Services
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Post-Hospitalisation Treatment
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Anesthetist's Fee (per disability)
1.3 In-Hospital Physician's Visit (per
day)
1.4 Emergency Outpatient Treatment-
Accident only within 24hours
per accident & including in 1.2 for
continuing case)
1.5 Surgeon's Fee without Surgical
Schedule (per disability)
1.6 Miscarriage due to accident (total
limit payable per accident)
Max. Payable for Section 1 ( per
illness /per disability) *
|
1,500
3,000
20,000
As Charged
750
5,000
20,000
5,000
300,000
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2,000
4,000
30,000
As Charged
1,000
6,000
30,000
6,000
400,000
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3,000
6,000
40,000
As Charged
1,500
7,000
40,000
7,000
500,000
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5,000
10,000
60,000
As Charged
2,000
8,000
60,000
8,000
600,000
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6,000
12,000
70,000
As Charged
2,500
10,000
70,000
10,000
700,000
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2. Outpatient Kidney Dialysis and
Outpatient Cancer Treatment
(Lifetime Limit)**
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Outpatient Kidney Dialysis
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Outpatient Cancer Treatment
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50,000
50,000
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60,000
60,000
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70,000
70,000
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80,000
80,000
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100,000
100,000
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3. Accidental Death, Dismemberment and Total Permanent Disability (PA 2) |
50,000 |
60,000 |
70,000 |
80,000 |
100,000 |
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4. Special Grant (Death Benefit) |
20,000
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20,000 |
20,000 |
20,000 |
20,000 |
2. OUTPATIENT CARE
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Max.Limit/ Visit |
Max.1 visit/ day, and 30 visits/ year |
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OPD: 800
OPD: 1,000
OPD: 1,500
OPD: 2,000
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800
1,000
1,500
-
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800
1,000
1,500
-
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800
1,000
1,500
2,000
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800
1,000
1,500
2,000
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800
1,000
1,500
2,000
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Note:
* Major medical pays 90% in excess of table limit item1.2 (Miscellaneous Expenses), and 1.5 (Surgeon's Fee) up to the Max.Payable of Section 1.
** Lifetime Limit: means the maximum payable limit for the whole period that the covered person has been covering by the company and up to the limit stated on the policy schedule of the first claimant.
*** Murder Assault and Motorcyling-100%
Table of Premium (Including of TAX & Stamp Duty)
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1. INPATIENT HOSPITALISATION AND SURGERY CARE (Baht/Person/Year) |
|
Plan |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
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Age
band
(Years)
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6 months - 5 |
6,820 |
9,759 |
13,743
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20,918 |
25,136 |
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6-9 |
6,536 |
9,353 |
13,170 |
20,047 |
24,089 |
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10-19 |
4,276 |
6,106 |
8,585 |
13,044 |
15,677 |
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20-29 |
5,029 |
7,189 |
10,113 |
15,378 |
18,481 |
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30-35 |
5,405 |
7,730 |
10,877 |
16,545 |
19,883 |
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36-40 |
5,783 |
8,271 |
11,642 |
17,712 |
21,285 |
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41-45 |
7,101 |
10,166 |
14,316 |
21,797 |
26,192 |
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46-50 |
8,418 |
12,059 |
16,991 |
25,882 |
31,099 |
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51-55 |
9,925 |
14,224 |
20,048 |
30,551 |
36,707 |
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56-59 |
11,431 |
16,388 |
23,104 |
33,875 |
42,315 |
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*60-65 |
13,315 |
19,094 |
26,925 |
41,057 |
49,325 |
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2 OUTPATIENT CARE |
(Baht/Person/Year) |
|
Limit |
Benefits |
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OPD:800 |
OPD:1,000 |
OPD:1,500 |
OPD:2,000 |
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Age
band
(Years)
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6 months - 5 |
6,418 |
8,023 |
12,033 |
16,044 |
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6-9 |
6,151 |
7,688 |
11,532 |
15,375 |
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10-19 |
3,845 |
4,806 |
7,208 |
9,610 |
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20-29 |
4,998 |
6,247 |
9,370 |
12,493 |
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30-35 |
5,382 |
6,728 |
10,090 |
13,453 |
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36-40 |
6,535 |
8,169 |
12,252 |
16,336 |
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41-45 |
7,688 |
9,610 |
14,414 |
19,218 |
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46-50 |
8,841 |
11,051 |
16,576 |
22,101 |
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51-55 |
9,994 |
12,493 |
18,738 |
24,984 |
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56-59 |
11,532 |
14,414 |
21,621 |
28,827 |
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*60-65 |
13,453 |
16,816 |
25,224 |
33,631 |
Note: * Renewal Only
Family Discount (For spouse & children, join at the same time & plan only
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Member |
% Discount |
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Min. 2 Persons
Min. 4 Persons
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5%
10%
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Eligibility
1. Thai Citizens, Permanent Resident of Thai, Employment Pass Holders or Work Permit Holders
2. Adult age 18-59 years (Renewal up to 75 years subject to yearly review)
3. Children from age 6 months (inclusive) and at least one parent must be included with the same
benefits
4. The company has the right to consider the insurance cover or insurance premium subject to the
applicant's occupation, illness and other medical information.
For a free quotation or enroll SmartCare Executive, please contact your agent, broker or AXA Insurance PCL at 0-2679-7600 ext. 2402, 2406-2410
Download application form
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+66 2679 7600
+66 2285 6383
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